Four Point Inspections
in Pensacola, Florida

4-point inspections are important for your home because it helps create a "baseline" for the insurance company if a claim is ever submitted. The insurance company can review the former 4-point inspection report and see that no problems were present during the inspection. We care about you and your family and want to highlight any problems or safety issues.

We recommend consulting your insurance agent to determine if you need a wind mitigation and/or 4 Point inspection as a homeowner in Pensacola. Insurance requirements can vary, so it is best to seek guidance directly from your agent to ensure you have the necessary inspections for adequate rates and coverage.

Four-point inspections cost $125 per inspection. These inspections are discounted to $75 if bundled with a full general home inspection.

Most failures involve aging systems or safety hazards that pose a high risk to insurance carriers. For electrical, the most frequent "deal-breakers" are outdated panels (like Federal Pacific or Zinsco) and aluminum wiring. In plumbing, insurers often reject homes with polybutylene pipes or water heaters nearing 20 years of age. Roofing is the most common fail point; if your roof has active leaks, significant damage, or less than 3 years of "remaining useful life," it will likely be flagged. Finally, your HVAC system must be in good working order and include a permanent heating source (space heaters do not count for insurance eligibility). If your home fails in any of these categories, you will typically need to complete repairs before an insurance company will bind your policy.

Yes, we are fully insured. We understand the importance of insurance coverage to protect our business and clients. This ensures that we can operate confidently and responsibly, providing peace of mind to all parties involved.

Yes, the inspector will go over the findings with you in person if you choose to attend the inspection. Our inspectors value open communication with clients and take pride in their thorough inspections. At the end of the inspection, the inspector will provide you with a detailed overview of their findings, allowing you to see the issues firsthand and seek clarification on any concerns. This interactive process ensures that you have the opportunity to address any questions or concerns you may have.

Scheduling your home inspection is a simple process. To book, you have three options: schedule online, give us a call, or send us an email. Our dedicated office staff is committed to ensuring a quick and easy scheduling experience for all our clients. Choose the method that is most convenient for you and we will take care of the rest.

Yes, we value and appreciate the service of military personnel and first responders. As a gesture of our gratitude, POMI Services offers a 10% discount on all inspections for these individuals. It is our way of saying thank you for their commitment and dedication to serving and protecting our country and communities.